2)Because bankruptcy is overseen by federal courts

THE EQUAL CREDIT OPPORTUNITY ACT & WOMENUnder the Equal Credit Opportunity Act women have the right to build up their own credit without being discriminated againSt Women who do not apply for credit in thei own names are at a ditinct disadvantage. In the event of a divorce or death of a mate there would not be a credit history reflecting any personal contributions. 4) This legal maneuver works in your favor because if the lender responsible for the judgement (for example) has been paid why would he even want to go through the time and expense of showing up ask that of your customer.

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