In the end you will find that

The average net profit of people in this kind of store is $75 000 per year before taxes. Most began on a parttime basis operating out of their homes. Within a short period of time varying with expenditure of time and effort most have luxurious professional office suites with many clients from all over the country calling and asking for help. Perhaps best of all this is a store you can operate with nothing more than a parttime secretary/bookkeeper a telephone and store cards. Basically it is not a good idea to go to a finance company or other commercial lender of this type for a store loan. The most obvious reason is the high interest creates you have to pay. These companies borrow monetary resources from larger money lenders and then turn around and lend it to you at a higher interest rate than they pay. Herein lies the means by which they make monetary resources from granting loans to you. The more it costs them to provide the monetary resources for you the more it is going to cost you to borrow their money. The only element in your favor when borrowing from one of these agencies is that most will generally lend you monetary resources against collateral other lenders just will not accept. Insurance companies pension funds and commercial paper houses are not too out of sight with their interest rates but they generally will not even consider talking to you unless you are requesting $500 000 or more. They will also pretty much require that your store proposal be backed by the best possible plan.

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